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	<title>The Kunselman Team &#187; The Kunselman Team</title>
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	<link>http://thekunselmanteam.com</link>
	<description>A Blog About Mortgages, Real Estate and Uncommon Useful Knowledge</description>
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		<title>Fannie Mae HomePath® Program</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/fannie-mae-homepath%c2%ae-program/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/fannie-mae-homepath%c2%ae-program/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 17:47:35 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Uncommon Useful Knowledge]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Home Path]]></category>
		<category><![CDATA[Home Path Financing]]></category>
		<category><![CDATA[HomePath]]></category>
		<category><![CDATA[HomePath Financing]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[The Kunselman Team]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=976</guid>
		<description><![CDATA[The Kunselman Team would like to introduce you to the Fannie Mae HomePath® Program and HomePath® Financing. As one of the largest owners of mortgages, Fannie Mae currently has a lot of foreclosures on their books. If you go to www.HomePath.com you can actually look up Fannie Mae Foreclosures in your area. On the right [...]]]></description>
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		<title>Judge Rules in Favor of Federal Reserve on Loan Officer Compensation Part 2</title>
		<link>http://thekunselmanteam.com/mortgage-industry/judge-rules-in-favor-of-federal-reserve-on-loan-officer-compensation-part-2/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/judge-rules-in-favor-of-federal-reserve-on-loan-officer-compensation-part-2/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 11:45:53 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Consumer Pays the Price]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[Higher Costs]]></category>
		<category><![CDATA[Judge Rules in favor of Fed]]></category>
		<category><![CDATA[Service Release Premium]]></category>
		<category><![CDATA[Slowing Down Our Recovery]]></category>
		<category><![CDATA[SRP]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Yield Spread Premium]]></category>
		<category><![CDATA[YSP]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=807</guid>
		<description><![CDATA[The Judge reviewing the lawsuit(s) filed by NAMB and NAIHP has ruled in favor of the Federal Reserve. Based on our review of the ruling it would appear that the judge never intended to rule in favor of the associations. So the Fed Rule is going forward and the consumer is going to pay the [...]]]></description>
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		<title>Federal Reserve Study Flawed. 13% of All U.S. Homes Vacant</title>
		<link>http://thekunselmanteam.com/mortgage-industry/federal-reserve-study-flawed-13-of-all-u-s-homes-vacant/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/federal-reserve-study-flawed-13-of-all-u-s-homes-vacant/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 11:13:41 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Consumer Pays the Price]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[Higher Costs]]></category>
		<category><![CDATA[Home Vacancy]]></category>
		<category><![CDATA[Service Release Premium]]></category>
		<category><![CDATA[Slowing Down Our Recovery]]></category>
		<category><![CDATA[SRP]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Yield]]></category>
		<category><![CDATA[YSP]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=800</guid>
		<description><![CDATA[The Federal Reserve conducted a study where they essentially pretended to be a mortgage broker, and acted how they thought a mortgage broker would act in order to fabricate the results they were looking for. 13% of all U.S. homes lie vacant. Get all of your real estate news and mortgage news with Frank Garay [...]]]></description>
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		<title>FHA Annual Mortgage Insurance Premium to Increase</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/fha-annual-mortgage-insurance-premium-to-increase/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/fha-annual-mortgage-insurance-premium-to-increase/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 22:38:27 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Mortgage Refinance]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[FHA Rules Changing]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Increase in MIP]]></category>
		<category><![CDATA[Increase in Mortgage Insurance Premium]]></category>
		<category><![CDATA[MIP]]></category>
		<category><![CDATA[Mortgage Insurance Premium]]></category>
		<category><![CDATA[The Kunselman Team]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=796</guid>
		<description><![CDATA[On April 18th, the annual mortgage insurance premium is set to increase on all new FHA Mortgages to help HUD meet it’s reserve requirements set by congress.  Below is a list of the current annual mortgage insurance premiums (MIP) required by HUD/FHA. Current Market Mortgages with a term Greater than 15 Years Loan-to-Value (LTV)                 Annual [...]]]></description>
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		<title>Federal Reserve Board Schedules LO Compensation Webinar</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/federal-reserve-board-schedules-lo-compensation-webinar/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/federal-reserve-board-schedules-lo-compensation-webinar/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 12:50:26 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[The Kunselman Team]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=748</guid>
		<description><![CDATA[Federal Reserve Board Schedules LO Compensation Webinar 3/11/2011 On March 17, 2011 at 11:00 am PST the Federal Reserve Board is holding a webinar on Loan Officer compensation. You can click the banner to register for it. We’re not sure how many can get in so good luck! Big Shots at the SEC got busted [...]]]></description>
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