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	<title>The Kunselman Team &#187; Reg-Z</title>
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		<title>What a Long Strange Trip It’s Been!</title>
		<link>http://thekunselmanteam.com/mortgage-industry/what-a-long-strange-trip-it%e2%80%99s-been/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/what-a-long-strange-trip-it%e2%80%99s-been/#comments</comments>
		<pubDate>Fri, 08 Apr 2011 15:25:49 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Cheaper to buy than rent]]></category>
		<category><![CDATA[Consumer Pays the Price]]></category>
		<category><![CDATA[Declining Home Value]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Increasing Mortgage Costs]]></category>
		<category><![CDATA[National recovery is tied to housing]]></category>
		<category><![CDATA[Reg-Z]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=827</guid>
		<description><![CDATA[What a long strange tip it’s been this week! Well when all is said and done, we’re back to work and that’s good. We’ve experienced a lot this week, but in the end it’s up to us to keep things going. Have a great weekend! Download as PDF]]></description>
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		<title>Wells Fargo Late to the Party Regarding Home Value Concerns</title>
		<link>http://thekunselmanteam.com/mortgage-industry/wells-fargo-late-to-the-party-regarding-home-value-concerns/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/wells-fargo-late-to-the-party-regarding-home-value-concerns/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 14:33:06 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Ben Bernake]]></category>
		<category><![CDATA[Declining Home Values]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Homes Underwater]]></category>
		<category><![CDATA[REALTOR®]]></category>
		<category><![CDATA[Reg-Z]]></category>
		<category><![CDATA[Regulation Z]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=794</guid>
		<description><![CDATA[Ben Bernanke has decided to hold press conferences in order to quill some of the heat the Fed Reserve is dealing with right now. Jeffrey Gitomer comes through with yet another simple yet powerful tip to help you generate referrals from his Little Black Book of Connections. Wells Fargo CEO John Stumpf is concerned about [...]]]></description>
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		<title>Interest Rate vs. APR</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/interest-rate-vs-apr/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/interest-rate-vs-apr/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:55:49 +0000</pubDate>
		<dc:creator>The Kunselman Team</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[GFE]]></category>
		<category><![CDATA[Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[Reg-Z]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[TIL]]></category>
		<category><![CDATA[Truth In Lending Disclosures]]></category>

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		<description><![CDATA[Today, The Kunselman Team is going to explain a sometimes confusing part of the mortgage process.  The differences between the interest rate and the Annual Percentage Rate (APR) can raise some questions that can be difficult to explain. Most everyone understands what their interest rate is.  It is the rate of interest that they will [...]]]></description>
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