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	<title>The Kunselman Team &#187; Mortgage Industry</title>
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	<description>A Blog About Mortgages, Real Estate and Uncommon Useful Knowledge</description>
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		<title>Loan Officer Compensation Stay Update</title>
		<link>http://thekunselmanteam.com/mortgage-industry/loan-officer-compensation-stay-update/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/loan-officer-compensation-stay-update/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 12:50:00 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Bob Ryan]]></category>
		<category><![CDATA[Bob Ryan takes over at HUD]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Lawsuit against Fannie Mae and Freddie Mac]]></category>
		<category><![CDATA[NAIHP]]></category>
		<category><![CDATA[NAMB]]></category>
		<category><![CDATA[Spring is Here]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=815</guid>
		<description><![CDATA[The Federal Reserve will provide up to a 20 page response to the stay granted by the appellate court on Friday. Tomorrow NAMB and NAIHP will be about to respond with up to a 10 page rebuttal. Special shout out to the Chino Valley Real Estate Professionals. Spring is here – What does that mean [...]]]></description>
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		<title>Federal Reserve Board Schedules LO Compensation Webinar</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/federal-reserve-board-schedules-lo-compensation-webinar/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/federal-reserve-board-schedules-lo-compensation-webinar/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 12:50:26 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[The Kunselman Team]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=748</guid>
		<description><![CDATA[Federal Reserve Board Schedules LO Compensation Webinar 3/11/2011 On March 17, 2011 at 11:00 am PST the Federal Reserve Board is holding a webinar on Loan Officer compensation. You can click the banner to register for it. We’re not sure how many can get in so good luck! Big Shots at the SEC got busted [...]]]></description>
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		<title>Success Stories #3</title>
		<link>http://thekunselmanteam.com/mortgage-industry/success-stories-3/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/success-stories-3/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 22:20:02 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Success Stories]]></category>
		<category><![CDATA[1st Time Home Buyer]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Beating the System]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[Move-Up Home Buyer]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[Refinance Home]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Repeat Home Buyer]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>

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		<description><![CDATA[Client #1 Terry is a very successful business professional.  She makes good money but does not have a lot of free time.  Because of her hectic schedule, Terry has accumulated a lot of revolving debt and the payment on that debt was getting out of hand.  The Kunselman Team was able to help Terry out [...]]]></description>
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		<title>Top 10 Reasons for Getting a New Mortgage in 2011</title>
		<link>http://thekunselmanteam.com/mortgage-industry/top-10-reasons-for-getting-a-new-mortgage-in-2011/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/top-10-reasons-for-getting-a-new-mortgage-in-2011/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 22:17:20 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Uncommon Useful Knowledge]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[1st Time Home Buyer]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Beating the System]]></category>
		<category><![CDATA[Difficult to Get a Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Mortgage Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[How to Refinance My Home]]></category>
		<category><![CDATA[Less Interest]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Move-Up Home Buyer]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[No Cost Refinance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Refinance Home]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Repeat Home Buyer]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=643</guid>
		<description><![CDATA[Rates are still really low. FNMA DU Refi+ and the Freddie Mac Open Access HARP programs are still around through May. You might not have to pay for an appraisal Self-employed people can still get a loan. 100% Financing is available in rural areas (Frederick/Firestone count as rural) FHA has lowered its up-front mortgage insurance [...]]]></description>
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		<title>Get the Process Started Now</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/get-the-process-started-now/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/get-the-process-started-now/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 20:28:56 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Uncommon Useful Knowledge]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[1st Time Home Buyer]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Beating the System]]></category>
		<category><![CDATA[Difficult to Get a Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Mortgage Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[How to Refinance My Home]]></category>
		<category><![CDATA[Less Interest]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[No Cost Refinance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Refinance Home]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Repeat Home Buyer]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tighter Guidelines]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=638</guid>
		<description><![CDATA[The loan process is not what it used to be.  In the not so distant past, we used to be able to start a new refinance and get it closed within 3 weeks.  Lenders were a lot more streamlined and were staffed to handle the amount of loans they were getting. But because of new [...]]]></description>
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