<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The Kunselman Team with Envoy Mortgage, Ltd. NMLS#6666 &#187; Home Economic Recovery Act</title>
	<atom:link href="http://thekunselmanteam.com/tag/home-economic-recovery-act/feed/" rel="self" type="application/rss+xml" />
	<link>http://thekunselmanteam.com</link>
	<description>A Blog About Mortgages, Real Estate and Uncommon Useful Knowledge</description>
	<lastBuildDate>Fri, 18 May 2012 14:46:58 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<item>
		<title>A New FHA Refinance Program for Struggling Home Owners</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/a-new-fha-refinance-program-for-struggling-home-owners/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/a-new-fha-refinance-program-for-struggling-home-owners/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 14:59:44 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Uncommon Useful Knowledge]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Beating the System]]></category>
		<category><![CDATA[Difficult to Get a Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Rules Changing]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[HERA]]></category>
		<category><![CDATA[Home Economic Recovery Act]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Stimulus Package]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=544</guid>
		<description><![CDATA[Last Friday, HUD announced a new program designed to help home owners who have seen a drop in their home’s value.  We do not have all the details yet, but here is a quick summary of what was announced: 1.  Existing lender must be willing to write down/reduce the loan’s principle balance by at least [...]]]></description>
		<wfw:commentRss>http://thekunselmanteam.com/know-your-mortgage/a-new-fha-refinance-program-for-struggling-home-owners/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>A Working Government Program for Home Owners</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/a-working-government-program-for-home-owners/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/a-working-government-program-for-home-owners/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 15:00:59 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Beating the System]]></category>
		<category><![CDATA[Difficult to Get a Mortgage]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[HERA]]></category>
		<category><![CDATA[Home Economic Recovery Act]]></category>
		<category><![CDATA[Less Interest]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[Stimulus Package]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tighter Guidelines]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=474</guid>
		<description><![CDATA[Over the last couple of years, the government has made many attempts at trying to help home owners keep there homes.  Many of these attempts have been disappointments at best or all out failures at their worst.  There are a couple of programs though that are working to help home owners lower their mortgage payments, [...]]]></description>
		<wfw:commentRss>http://thekunselmanteam.com/know-your-mortgage/a-working-government-program-for-home-owners/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>What Are Rates Going to Do This Year?</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/what-are-rates-going-to-do-this-year/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/what-are-rates-going-to-do-this-year/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 13:39:16 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[Home Economic Recovery Act]]></category>
		<category><![CDATA[Less Interest]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[New Mortgage]]></category>
		<category><![CDATA[Rates are going to go up]]></category>
		<category><![CDATA[Rates are going to stay the same]]></category>
		<category><![CDATA[Stimulus Package]]></category>
		<category><![CDATA[The Kunselman Team]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=455</guid>
		<description><![CDATA[Interest rates for mortgages over the last 6 months have been amazing.  Most borrowers have been able to get rates in the low 5% without paying any points or high 4% if they wanted to pay some points.  There is a lot of speculation in the market right now about what is going to happen [...]]]></description>
		<wfw:commentRss>http://thekunselmanteam.com/know-your-mortgage/what-are-rates-going-to-do-this-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fewer Rules, More Common Sense 2</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/fewer-rules-more-common-sense-2/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/fewer-rules-more-common-sense-2/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:54:26 +0000</pubDate>
		<dc:creator>The Kunselman Team</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Applying for a mortgage]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[HERA]]></category>
		<category><![CDATA[Home Economic Recovery Act]]></category>
		<category><![CDATA[Home Valuation Code of Conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[MDIA]]></category>
		<category><![CDATA[Mortgage Disclosure Improvment Act]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tighter Guidelines]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/blog/?p=56</guid>
		<description><![CDATA[If you read last month’s news letter, you might notice that the “Advice from the Mortgage Masters” article is very similar this month.  This was done intentionally because the message still rings true with this months mortgage update.  HVCC and HERA are both examples of good intentions gone bad. One of the biggest problems facing [...]]]></description>
		<wfw:commentRss>http://thekunselmanteam.com/know-your-mortgage/fewer-rules-more-common-sense-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>On Your Marks, Get Set…Wait!</title>
		<link>http://thekunselmanteam.com/mortgage-industry/on-your-marks-get-set%e2%80%a6wait/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/on-your-marks-get-set%e2%80%a6wait/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:53:31 +0000</pubDate>
		<dc:creator>The Kunselman Team</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Getting a Mortgage]]></category>
		<category><![CDATA[GFE]]></category>
		<category><![CDATA[Good Faith Estimate]]></category>
		<category><![CDATA[HERA]]></category>
		<category><![CDATA[Home Economic Recovery Act]]></category>
		<category><![CDATA[Home Valuation Code of Conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[MDIA]]></category>
		<category><![CDATA[Mortgage Disclosure Improvment Act]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[Tips to getting a good mortgage]]></category>
		<category><![CDATA[Truth In Lending Disclosures]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/blog/?p=54</guid>
		<description><![CDATA[Anybody that has tried to get anything done with their mortgage recently understands that things have been moving a little slow.  Well good news, the politicians in all their infinite wisdom decided that you the consumer need EVEN MORE TIME to make a proper decision about your mortgage.  The fact that on average a mortgage [...]]]></description>
		<wfw:commentRss>http://thekunselmanteam.com/mortgage-industry/on-your-marks-get-set%e2%80%a6wait/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

