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	<title>The Kunselman Team &#187; FHA</title>
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	<description>A Blog About Mortgages, Real Estate and Uncommon Useful Knowledge</description>
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		<title>Careful of Your FHA Advertising – HUD is Cracking Down</title>
		<link>http://thekunselmanteam.com/mortgage-industry/careful-of-your-fha-advertising-%e2%80%93-hud-is-cracking-down/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/careful-of-your-fha-advertising-%e2%80%93-hud-is-cracking-down/#comments</comments>
		<pubDate>Wed, 25 May 2011 12:28:19 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[$100 Down Payment]]></category>
		<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Advertising]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[HUD cracking down]]></category>
		<category><![CDATA[HUD Foreclosures]]></category>
		<category><![CDATA[NAHB]]></category>
		<category><![CDATA[National Association of Home Builders]]></category>
		<category><![CDATA[Troubled Banks]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=918</guid>
		<description><![CDATA[HUD Cracking down! New US home sales hit a 4-month high. Housing debt beginning to decline.  Need help deciding if you qualify for a mortgage modification?  Check out www.CheckMyNPV.com, they can provide some guidance.  $100 down payment on FHA foreclosures.  Troubled banks hit an 18 year high, 888 of them. Download as PDF]]></description>
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		<title>Gov’t Looks to Increase FHA Down Payment.</title>
		<link>http://thekunselmanteam.com/mortgage-industry/gov%e2%80%99t-looks-to-increase-fha-down-payment/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/gov%e2%80%99t-looks-to-increase-fha-down-payment/#comments</comments>
		<pubDate>Tue, 24 May 2011 12:21:32 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Decreasing Loan amounts]]></category>
		<category><![CDATA[FHA Increasing Down Payment]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[IMMAAG]]></category>
		<category><![CDATA[Loan amounts]]></category>
		<category><![CDATA[NAIHP]]></category>
		<category><![CDATA[NAMB]]></category>
		<category><![CDATA[NAR]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=915</guid>
		<description><![CDATA[The geniuses at HUD are looking to both decrease the FHA loan limits and Increase the minimum down payment requirement.  Is this a wise idea to start poking holes in the life raft of the housing market?  Currently Fannie Mae and Freddie Mac mortgage bonds are out performing treasuries.  Is this a good or bad [...]]]></description>
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		<title>Zillow Raising Cash to Capture Your Clients</title>
		<link>http://thekunselmanteam.com/mortgage-industry/zillow-raising-cash-to-capture-your-clients/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/zillow-raising-cash-to-capture-your-clients/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 12:03:59 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA PowerSaver]]></category>
		<category><![CDATA[New FHA Energy Efficient Program]]></category>
		<category><![CDATA[New Home Sales Up]]></category>
		<category><![CDATA[Treasury Makes a Profit]]></category>
		<category><![CDATA[Zillow]]></category>
		<category><![CDATA[Zillow IPO]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=862</guid>
		<description><![CDATA[April 26, 2011 – Zillow looking to raise money for an IPO. Why? Well because their losing money and to further their efforts to capture your clients before they get to you so they can sell them to you as leads. New home sales are up a bit… which is always nice. We know you’re [...]]]></description>
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		<title>NAR Fights Dangerous New QRM Rule</title>
		<link>http://thekunselmanteam.com/mortgage-industry/nar-fights-dangerous-new-qrm-rule/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/nar-fights-dangerous-new-qrm-rule/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 11:57:38 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Decline in FHA Loans]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Investor Loans Up]]></category>
		<category><![CDATA[NAR against QRM]]></category>
		<category><![CDATA[Peak Housing Affordability]]></category>
		<category><![CDATA[Slowing our economic recovery]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=854</guid>
		<description><![CDATA[FHA Market share sliding, but why?  Adjusting underwriting guidelines would be a major step in the right direction when it comes to our recovery.  NAR steps up to fight the dangerous QRM rule that’s coming down the pipe soon.  Catch all of your real estate news and mortgage news with Frank Garay and Brian Stevens [...]]]></description>
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		<title>Loan Officer Compensation Stay Update</title>
		<link>http://thekunselmanteam.com/mortgage-industry/loan-officer-compensation-stay-update/</link>
		<comments>http://thekunselmanteam.com/mortgage-industry/loan-officer-compensation-stay-update/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 12:50:00 +0000</pubDate>
		<dc:creator>Mortgage Master Luke</dc:creator>
				<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[Think Big Work Small]]></category>
		<category><![CDATA[Bob Ryan]]></category>
		<category><![CDATA[Bob Ryan takes over at HUD]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Fed Ruling on Mortgage Broker Compensation]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Lawsuit against Fannie Mae and Freddie Mac]]></category>
		<category><![CDATA[NAIHP]]></category>
		<category><![CDATA[NAMB]]></category>
		<category><![CDATA[Spring is Here]]></category>

		<guid isPermaLink="false">http://thekunselmanteam.com/?p=815</guid>
		<description><![CDATA[The Federal Reserve will provide up to a 20 page response to the stay granted by the appellate court on Friday. Tomorrow NAMB and NAIHP will be about to respond with up to a 10 page rebuttal. Special shout out to the Chino Valley Real Estate Professionals. Spring is here – What does that mean [...]]]></description>
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