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	<title>The Kunselman Team with Envoy Mortgage, Ltd. NMLS#6666 &#187; APR</title>
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		<title>Interest Rate vs. APR</title>
		<link>http://thekunselmanteam.com/know-your-mortgage/interest-rate-vs-apr/</link>
		<comments>http://thekunselmanteam.com/know-your-mortgage/interest-rate-vs-apr/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:55:49 +0000</pubDate>
		<dc:creator>The Kunselman Team</dc:creator>
				<category><![CDATA[Know Your Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Understanding Your Mortgage]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[GFE]]></category>
		<category><![CDATA[Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Interest Rates]]></category>
		<category><![CDATA[Reg-Z]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[The Kunselman Team]]></category>
		<category><![CDATA[TIL]]></category>
		<category><![CDATA[Truth In Lending Disclosures]]></category>

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		<description><![CDATA[Today, The Kunselman Team is going to explain a sometimes confusing part of the mortgage process.  The differences between the interest rate and the Annual Percentage Rate (APR) can raise some questions that can be difficult to explain. Most everyone understands what their interest rate is.  It is the rate of interest that they will [...]]]></description>
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