What You Can Expect from The Kunselman Team
Is the Kunselman Team right for you? As a consumer, you do have choices to make when obtaining a mortgage. Do you want to go to your local bank that you currently have a relationship with? Do you want to shop online for a mortgage? Do you want to go to a mortgage broker? The mortgage process is somewhat complicated (and getting more so every day) and obtaining a mortgage is one of the largest financial decisions you will ever have to make. Certainly that fact warrants some serious thought. Is this the best time to go for the least expensive (sometimes what appears to be inexpensive, turns out to cost a lot more in the long run, or “you get what you pay for”)? Or is this a time to make your priority to engage the help from an expert in the field that might not appear to be the cheapest? You certainly should check with your local bank IF you have established a banking relationship and have a TRUST level that they will put your needs first. Just keep in mind that you are limiting yourself to one shot at getting what you want. If their underwriter says no, you have no other alternative with them and may have wasted time and money. Shopping on the internet can be risky at best as they have a tendency to over promise and under deliver, leaving you in a lurch and possible loss of time and money. Face it, if they NEVER have to meet you face to face what consequences are there to misinforming you? Working with an experienced mortgage broker gives you the opportunity to have someone you TRUST look at many possible sources to obtain a BEST MORTGAGE for your personal situation. The mortgage broker has more than one shot at obtaining and funding your mortgage for you.
If you work with The Kunselman Team DON’T EXPECT:
- The absolute lowest fees with the lowest rates (No one can guarantee that!)
If you work with The Kunselman Team YOU CAN EXPECT:
- Over 20 years combined experience in the mortgage industry
- Loan officers that are motivated to have your loan close
- Personal time taken to ensure we all have the same goals
- Access the several lenders including all the big banks
- Timely communication throughout the loan process
- Very Competitive Rates and Fees
If you work with The Kunselman Team WE EXPECT:
- LOYALTY and TRUST once we start the loan process with you
- Prompt response to request of documentation needed
- You to end the transaction with a long term relationship established
